AI Wealth Coach · On the App Store

Ask the one question
that actually matters.

"How do I make more money?" BHarv Finance AI reads your real bank data, your job, and your skills — and gives you the sharpest move for exactly where you stand. Your bank, your job, your plan. Not another budgeting app telling you to skip the latte.

Bank data is read-only — BHarv never moves your money, connected securely through Plaid, protected behind Face ID.
1
question, a completely different answer per person
Read-only
bank access — BHarv never moves your money
ONE ACTION
a single concrete move per reply — never a lecture
Face ID
locked to you, on-device
Why budgeting apps don't work
"Spend less, save more" isn't a strategy —
it's a dodge.

Generic finance apps hand everyone the same advice regardless of whether they're clocking hourly shifts or running a company. BHarv diagnoses your economic station first — job, income, skills, real cash flow — then tells you the single highest-leverage move for THAT station.

Your AI wealth coach

One chat.
Your real numbers.

No spreadsheets. No manual budget categories. Link your bank and talk to it like you'd text a strategist who actually knows your situation — ask it anything and get a concise, specific answer, grounded in your actual dollars.

  • "how do I make more money?"the one move that fits YOUR station
  • linked bankyour biggest recurring leak, found automatically
  • "what's my job worth?"a raise or jump target, backed by your skills
  • "where should idle cash go?"a plan, not a lecture on saving more
9:41
BHARV FINANCE AI
OWNER
Personal spending is a rounding error for you — the game is enterprise value.
how do I make more money?
This week: cut the $2,200/mo personal burn feeding your runway anxiety, and put the real hours into the raise you're closing.
ask your coach…
The Station Principle

Same question.
Four completely different answers.

"How do I make more money?" has no single right answer — it depends entirely on where you stand. BHarv diagnoses your station from your job, income, and skills before it ever prescribes a move.

Hourly / entry

More hours, one skill.

The fastest lever is better shifts, a raise ask, and starting ONE wage-floor skill — while plugging the biggest leak so the extra earnings stick.

Salaried / mid-career

The raise or the jump.

Rarely cutting lattes. Negotiation or a 15–30% job jump beats frugality — then monetize what you already know on the side.

High earner

Leverage and ownership.

Turn expertise into equity or a productized income. Optimize taxes. Put idle cash to work instead of letting it sit in checking.

Owner / founder / CEO

Enterprise value, not salary.

Capital, margin, and equity moves that multiply the whole asset — personal spending is a rounding error.

How it works

Three steps. On repeat.

The entire app is one loop: connect your real data, ask, and act.

01

Link your bank

Read-only, secure, through Plaid. BHarv sees your real cash flow — it never moves a dollar.

02

Tell it your station

Job, rough income, top skills. One question if it doesn't already know — never a generic plan.

03

Get the move

One concrete action, referencing your actual numbers — not "spend less, save more."

04

Come back weekly

Your station changes as your income does — the coach's lever moves with it.

Pricing

Start free.

Download and link your bank at no cost. If a Pro tier is offered later, pricing is always shown and confirmed before you're ever charged.

Get started
BHarv
$0
  • A station-aware AI coach, grounded in your real numbers
  • Read-only bank link via Plaid — your biggest leaks found automatically
  • One concrete action per reply, every time
  • Face ID app lock — private to you
Download on theApp Store
Stop reading generic money tips

Get the move that
actually fits your life.

Free to start — no card required.